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Unit 04 · 40 minutes

Forex Mathematics and Trading Costs

Understand pips, lots, leverage, margin, spreads, commission, swaps and net trade results.

By the end, you can

  • ✓Calculate pip and position value
  • ✓Separate leverage from risk
  • ✓Estimate the full cost of a trade
01

Pips and points

For many pairs a pip is the fourth decimal place; for JPY pairs it is commonly the second. Platforms may quote fractional pips as points. Always verify the instrument specification instead of assuming.

02

Lots and units

A standard forex lot commonly represents 100,000 base-currency units, a mini lot 10,000 and a micro lot 1,000. Lot size describes exposure, not the cash you are willing to lose.

03

Leverage and margin

Leverage reduces the margin needed to control a position; it does not reduce the position risk. Used margin supports open positions, free margin remains available, and margin level compares equity with used margin.

04

Trading costs

Spread is the distance between bid and ask. Commission may be charged separately. Swap or rollover may apply when a position crosses the broker cutoff. A strategy must survive its actual costs.

05

Net result

Gross price movement becomes a net result only after pip value, size, spread, commission, swap and currency conversion are included.

Practice room

Turn the idea into a decision

These are fictional learning scenarios. They do not place trades or use real money.

Position-size sandbox

Cash risk

$50.00

Position size

0.25 lots

Learning estimate only. Verify contract size, quote-currency conversion and costs in the instrument specification before any order.

Practice 1 · scenario

Practice room

What must be known before a pip movement can be converted into account-currency profit or loss?

Practice 2 · knowledge check

Knowledge check

Which statement best reflects this lesson?

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